Is it time to buy or sell your investment?

[This post was originally posted on my FB page on 9 March 2020.] Timing the market may not be a wise move. There are at least a few factors to be considered: what’s the purpose/objective of the investment? is it a single sum investment or regular contributing investment (dollar cost averaging)? what sectors are youContinue reading “Is it time to buy or sell your investment?”

No best way to invest

The following is my answer to a Quora question: “Why is there not a best way to invest?” There is no best way to invest in the same way there is no best car. Some people like road racing, some like off road racing; some like rally racing. Investment strategies depend on the investment horizon,Continue reading “No best way to invest”

Shariah-compliant Investment and Debt

Recently, I came across a Facebook ad on what makes Shariah-compliant Investment different. One of the points mentioned is “No debt or interest payments in the investment structure.” This is a laughable claim as it reflects ignorance of the Facebook page. Anyone who has been involved in Islamic finance would and should know of DebtContinue reading “Shariah-compliant Investment and Debt”

Dollar-cost averaging (DCA)

Dollar-cost averaging (DCA) is an investment strategy in which you: put in regular contributions (for example, monthly or quarterly) over a period of time (say 3 to 5 years, 10 years, or more; depending on your objective) The strategy is to ride or sail thru investment and market fluctuations such that you buy more shares/unitsContinue reading “Dollar-cost averaging (DCA)”

“7 years of prosperity, 7 years of drought”

And the king said: Lo! I saw in a dream seven fat kine which seven lean were eating, and seven green ears of corn and other (seven) dry. O notables! Expound for me my vision, if ye can interpret dreams. Quran (Yusuf: 43) He said: Ye shall sow seven years as usual, but that whichContinue reading ““7 years of prosperity, 7 years of drought””

Growing your wealth: savings or investment? (part 1)

Why choose savings? When we say savings, we should not limit to savings account in the bank but also fixed deposits as well as savings/endowment plans. 1. Short-term vs Long-term The main reason one saves in the bank is to preserve capital, in return for very low return (which is not the purpose of theContinue reading “Growing your wealth: savings or investment? (part 1)”

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